Professional liability insurance, also known as errors & omissions coverage, provides protection for defense costs and settlement payments for claims that your firms’ work or advice was inadequate, contained errors, or failed to meet specifications.
Learn about our industry-specific professional liability solutions that can be tailored to fit your business.
Two ColumnAccountants tend to be meticulous and take great care in their work. Most mistakes are caught quickly, but some errors could prompt unhappy clients to take legal action that may cost thousands of dollars to defend. The Hanover’s Accountants Professional Liability Advantage offers broad protection for a wide range of accounting professionals.
Architects and engineers
Even the best-laid plans can go awry. A project delay, disagreement over a payment, an error in selection of materials, or other client complaint could lead to legal action against your firm. The Hanover’s Architects & Engineers Advantage offers broad professional liability protection for a wide range of design professionals.
Law firms have never faced more risk exposures to their finances and reputation. Lawyers need the right insurance to adequately protect their business. The Hanover’s Lawyers Professional Advantage offers broad protection for small and mid-size law firms.
A service delay, disagreement over a payment, or other client complaint could lead to legal action against your company. The Hanover’s Miscellaneous Professionals Advantage offers broad protection for a wide range of personal, business, and professional service providers.
Accountants tend to be meticulous and take great care in their work. Most mistakes are caught quickly, but some errors could prompt unhappy clients to take legal action that may cost thousands of dollars to defend. The Hanover’s Accountants Professional Liability Advantage offers broad protection for a wide range of accounting professionals.
Even the best-laid plans can go awry. A project delay, disagreement over a payment, an error in selection of materials, or other client complaint could lead to legal action against your firm. The Hanover’s Architects & Engineers Advantage offers broad professional liability protection for a wide range of design professionals.
Law firms have never faced more risk exposures to their finances and reputation. Lawyers need the right insurance to adequately protect their business. The Hanover’s Lawyers Professional Advantage offers broad protection for small and mid-size law firms.
A service delay, disagreement over a payment, or other client complaint could lead to legal action against your company. The Hanover’s Miscellaneous Professionals Advantage offers broad protection for a wide range of personal, business, and professional service providers.
In addition to our professional liability solutions, we also offer a full suite of products to help protect your business’ property, autos, employees, and clients.
Business owner's policy
Every contractor, consultant and small business owner needs business insurance to be protected. Our business owner's policy or commercial package policy offer a good starting point for most small businesses, including accountants, architects, engineers, dental offices, distributors, florist, law offices, medical office, pet groomers, printers and more.
When it comes to protecting your fleet, we can help. Our commercial auto insurance fits perfectly with our package solutions, and reduces the risk that comes with having multiple policies with multiple insurance companies.
Businesses are required to carry workers' compensation insurance in almost every state, although requirements for coverage vary. We can help find the right workers' compensation coverage for your business.
The Hanover's umbrella coverage can fill gaps on general liability and auto policies and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates.
Surety bonds provide a financial guarantee that your business will perform contractual obligations or comply with regulations, and are often needed to run your business.
Your business may have inland and ocean marine exposures that require specific coverage to protect equipment, tools, papers, and other valuables.The Hanover has the expertise to develop custom Marine insurance solutions with industry-specific coverages to meet your unique business needs.
Our agents, risk managers, and claims professionals have the expertise to help tailor coverage to meet your needs. We offer robust risk solutions, and if the unexpected happens, our industry-leading claim services and 24/7 reporting will help you get back to business quickly. To help you manage your budget, we offer direct billing with multiple payment options to help make insurance payments convenient and more affordable.